for funds available under the
Emory University retirement plan
The following table shows the rates of return for the funds that are
currently available under the Emory retirement plan for the one-, five-
and 10-year periods ending on Dec. 31, 1997. These rates of return were
computed by people managing these funds. Emory has neither independently
verified the accuracy of these computations nor confirmed that each such
person used the same methodology to determine rates of return. The table
is intended to give an overview of the relative performance of these funds.
Employees should carefully review the most recent prospectus for each fund
before making any decisions concerning the investment of their annuity contracts
and custodial accounts under the plan.
to February 9, 1998 contents page