October 22, 2001
Generic equivalents save in drug costs
Wynell Lauver is communications consultant for Human Resources.
If you are buying your maintenance prescriptions from your local pharmacy,
you can get more than a 30-day supply (if your refills allow), but you
must pay one co-pay for each 30-day supply. Make sure your pharmacist
is aware of this.
Remember, you can save money by using mail order for your maintenance
prescriptions; you can get a 90-day supply for the cost of one co-pay.
This saves you time and in the long run helps keep Emorys health
insurance costs down.
You can also save money by choosing generic drugs. While they may look
different than the brand-name drugs you may have taken in the past, you
should know that the Food and Drug Administration requires the generic
to be a duplicate of the original with respect to the active ingredients,
but not look or color.
Trademark laws prevent generics from looking exactly the same as the
brand-name drug. The generic drug is also usually given a special name
(usually a chemical or scientific name). For instance, the name for the
generic equivalent of the pain reliever Motrin is ibuprofen.
Generic drugs have a long history of safety and effectiveness. They contain
the identical amounts of active ingredients as their brand-name counterparts.
They are not inferior medications; in fact, they are essentially copies
of the original brand-name drug. The FDA approves all generic drugs using
the same strict standards as they use for approving brand-name drugs.
What may surprise you most is that the brand-name companies manufacture
the majority of all generic drugs.
If you would like to take advantage of the lower generic co-payments, ask your doctor if a generic medication is right for you, then ask your pharmacist to fill your next prescription with the generic.
If you have questions about how your pharmacy benefits, including how
co-payments for brand and generic differ, please contact Member Services
at the toll-free number on your insurance card.
Dental Choice replaces PreSelect
Mark your calendar
If you are enrolled in health, traditional dental, dental access, and/or
vision and want to keep that exact coverage, you do not need to re-enroll.
If you have PreSelect Dental, you must make a new dental selection since
PreSelect is being replaced by Dental Choice. To participate in the flexible
spending accounts, you must enroll annually.
The major changes for this year include:
Maintenance drugs will only be available through mail order for
one co-pay for a 90-day supply, for Emory Care and Emory Choice. Prescriptions
filled at a retail store will cost one co-pay for each 30-day supply.
EmoryCare co-insurance for non-Emory hospitals will be increased
to 20 percent. Co-insurance for Emory and HCA hospitals will be 10 percent
(no longer paid at 100 percent).
Medical flexible spending account limit will be increased to $5,000.
Aetna will be the new vendor for Traditional Dental and Dental
Choice (replacing PreSelect).
If you have questions, contact your benefits specialist.
Manage your lifestyle with
Intervent uses state-of the-art behavior-change techniques to provide
you with a comprehensive program that includes exercise training, correct
nutrition, weight management, stress management and, if applicable, smoking
cessation. You work one-on-one with an Intervent mentor to implement an
individualized plan that addresses your specific goals, preferences and
For more information, contact Emory HealthConnection at 404-778-7777 or visit www.interventusa.com.