This year’s Open Enrollment period for University employees,
which begins today and runs through Nov. 8, brings with it a new
benefits program for 2003, with many changes and enhancements, including
a new medical plan and new voluntary benefits.
“This year, we are pleased to offer progressive enhancements
to our plan, including HealthChoice (new PPO), group legal and long-term
care insurance,” said Alice Miller, vice president for Human
Resources. “Another key change is that employees age 21 and
older will be eligible for an Emory contribution in the retirement
plan. In addition, a new voluntary, short-term disability plan will
be open to regular half-time staff and post-doc employees without
a one-year wait, effective Jan. 1.”
All employees should by now have received their personalized Open
Enrollment packets through campus mail. The packets include Your
Guide to Benefits and the necessary enrollment forms. Employees
can enroll “on paper” or online at http://emory.hr.emory.edu/benefits.nsf.
• New medical plan, HealthChoice PPO, designed for employees
who expect minimal medical expenses but can afford higher deductible
and coinsurance amounts.
• New prescription drug plan for all three medical plan choices,
administered by Caremark.
• New mental health coverage for all three medical plan choices,
administered by UBH.
• New life insurance vendor (ING), with the opportunity to
elect additional life insurance coverage up to $300,000 at affordable
rates without medical underwriting. Employees may also purchase
life insurance for spouses/same-sex domestic partners up to $50,000
• New voluntary long-term care insurance, covering expenses
for care in nursing homes, assisted living facilities or the home.
• New voluntary group legal plan, providing legal services
with participating attorneys for a low monthly fee.
In addition, Emory will continue to offer the EmoryChoice HMO, EmoryCare
PPO, Traditional Dental, Dental Access, Dental Choice (available
to current enrollees only) and Emory Vision Care. Certain co-pays
and coinsurance amounts have been increased slightly for 2003.
To save money on taxes, employees can enroll in a flexible spending
account for dependent care or health care. The Georgia Higher Education
Savings Plan continues to be a great way to save for college costs
through payroll deduction.
Your Guide to Benefits explains all the benefit choices in detail,
including how to enroll online. For more information or to discuss
choices with a benefits specialist, Open Enrollment meetings have
been scheduled in convenient locations around campus, as listed
in Your Guide to Benefits.
Employees who wish to retain the same health, dental, vision and
life insurance they currently have, and who do not wish to set up
a flexible spending account or enroll in voluntary benefits, do
not need to submit anything during Open Enrollment.
effective Jan. 1, 2003
• Emory’s contribution to the retirement plan will continue
for eligible employees at 6 percent of base earnings. However, the
matching contribution will be reduced; the new matching contribution
will be 1.5-to-1, University-to-employee ratio up to a 3 percent
• The spouse/same-sex domestic partner courtesy scholarship
for graduate school will no longer be available (except for individuals
already enrolled in a degree program).
• Employees hired on or after Jan. 1 will have a graduated
courtesy scholarship benefit for dependents, based on years of service.
• The age/service requirement for participation in retiree
benefits will increase so that age plus years of service must equal
at least 75.
• Retirees under 65 will be eligible to choose EmoryChoice,
EmoryCare or the new HealthChoice plan, with coverage identical
to active employees.
• Retirees over 65 may choose EmoryCare or one of two new
retiree plans: HealthPlus and Emory Medigap.
• Emory’s subsidy for retiree medical benefits has been
set at 50 percent of the total cost for 2003, to increase at no
more than 4 percent per year thereafter. Employees hired on or after
Jan. 1, 2003, will not be eligible for an Emory subsidy, although
they may participate in the medical plans if they meet the age/service
For assistance or questions, contact the benefits department at