Top 10 Money Saving Tips
1. Avoid using a credit card—people using credit cards spend 34% more money on average than those who don’t. 2. Limit the number of ATM withdrawals you allow yourself each week and limit withdrawals to machines owned by your bank. Service charges for using another bank’s ATM can add up quickly. 3. Remember spare change is money too. Put it in a piggy bank and deposit it in your savings account on a regular basis. 4. Before going places, decide exactly how much you plan to spend and stick to your limit. 5. Take only a certain amount of money with you so you won’t spend a lot. 6. Volunteer! If you’re busy it’s harder to find time to spend money , plus it looks good on your resume. 7. Get a job at a place where you spend a lot of money so you can get their employee discounts. 8. Always be aware of how much money is in your bank account so you can avoid overdraft fees. 9. Wait 24 hours before making expensive purchases. Us the time to determine whether or not you really need the item. 10. Look for coupons and sales before making purchases.