What We Do
The goal of the program is to increase financial literacy and financial independance among Emory's student body. The Georgia Student Finance Commission sponsors this program at Emory, as well as other programs at schools across the state of Georgia.
The Peer Financial Counseling Program is composed of student volunteers who speak to various organizations on campus on subjects ranging anywhere from credit cards to investments, and everywhere in between. Students are able (and encouraged) to ask questions regarding any of the content covered in the presentations. They are able to learn from the presentations, as well as personal stories that student volunteers might wish to share.
At the end of each presentation, there are short evaluation forms that are filled out in order to give the student volunteers an idea about which details could be added to the presentations, as well as which information was deemed the most applicable to the student audience. This allows the volunteers to tailor the information to the audience, in order to yield a more productive presentation.
7 Main Topics of Peer Financial Counseling
Budgeting (30 minutes) Presentation
Learn how to live within your means. The purpose of this lesson is to learn how to track your spending and develop a unique and flexible budget that will work for you!
Credit Reports and Scores (20-30 minutes) Presentation
The purpose of this lesson is to help students learn how to understand their credit report and score. It focuses on what is in a credit report, what impact your credit history may have and how to request your credit report.
Credit and Debt (30-90 minutes) Presentation
Learn how to stay on good terms with your credit! Because credit cards are such a big issue for college students, this seminar explores different types of credit, responsible credit card use and what to do if you canít pay your credit card bill.
Saving and Investing (30-60 minutes) Presentation
Learn how to become a millionaire! The purpose of this lesson is to show how saving regularly at an early age can help make you financially secure. This module teaches how to start a savings plan, different types of investment instruments and criteria for choosing the most appropriate investment for you!
Student Loans (30-60 minutes) Presentation
Choose to understand your student loan. The purpose of this module is to help you understand how to deal with student loans in a responsible manner. This module presents guidelines on how much student loan debt you can handle, the impact of interest, the consequences of defaulting and reasonable expectations about starting salaries.
Lease Smart (30-60 minutes) Presentation
Many college students live off campus, and most have very limited knowledge about rental laws, tenant rights, and how to deal with general concerns about renting. Some students sign a lease without a complete understanding of the legally binding nature of their lease, and many do not even read their lease in its entirety before signing on the dotted line. This seminar is designed to give students all of the critical information they need to be an informed renter!
Identity Theft (30-60 minutes) Presentation
Learn how to help prevent identity theft and what to do if it occurs. The typical victim is usually between 18 and 39 years old Ė so this is a crime thatís likely to happen to us.