Emory Advantage
Emory Advantage is a debt-relief program that makes the cost of a private college education like that at Emory more affordable. Families who demonstrate financial need and have total incomes of $50,000 or less receive a Loan Replacement Grant to make their Emory education a reality. Grants replace the Federal Subsidized Stafford Loan or loan self-help that is normally awarded in the financial aid package.
Emory’s Loan Cap Program limits total four-year, Federal Subsidized Stafford Loan debt to $15,000 for those families with total incomes between $50,000 and $100,000. Under this plan, you’ll receive a standard financial aid award including federal or state aid, institutional loans or grants and work-study. This program does not replace unsubsidized federal Stafford loans or parent loans or loans secured while attending another institution. Students who fall in this category typically graduate with significantly less debt than the average student loan borrower.
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Darrell Spearman
12 Business
Douglasville, Georgia
Major: Finance
Extracurricular Activities: Emory Billards Club, BASIC, Word of Faith Cathedral
“Emory Advantage is a great program. For me, it’s been a great plus to the outside awards that I have. Because of this, I don’t have to waste any sleep over how my books or my education are going to be paid for, which is simply wonderful.
“The financial aid office was helpful in telling me the things that needed to be done to maximize the financial awards that I’d received from Emory and outside of Emory. They made sure that I filled out the necessary forms, and they were prompt in making sure the documents that I needed to send elsewhere were taken care of in a timely manner.”