If you are receiving funding through Emory, such as a stipend, assistantship, or fellowship, these funds will not be dispersed to you until the end of September. Taxes will also be taken out of these funds. Therefore, you must bring enough money to support your living costs from your arrival date through the end of September. Likewise, if you are entering in Spring or Summer, your first stipend or grant disbursements will not arrive until the end of the second month you are here.
Make sure that you bring extra funds to cover immediate costs of purchasing health insurance, housing deposit and first month's room and board costs (if you plan to live off-campus) and your first semester's tuition costs. We suggest that you prepare the amount of money indicated for initial costs (between $1150 and $2000, depending on if you will live on- or off-campus) in a readily accessible form (cash, credit cards, traveler's checks, etc.)
As a student at Emory, you are responsible for supplying the amount of money indicated on your Financial Certificate and your I-20 or DS-2019 Form. A current estimate of expenses for at least one school year should be listed on your immigration document (Form I-20 or DS-2019), which was based on the Financial Certificate for your particular program.
If you receive a stipend (assistantship or fellowship, usually for graduate students), this is considered on-campus work and counts towards the number of hours per week you may be employed even if you are not required to perform any duties to receive your stipend. F-1 and J-1 students are eligible to work on-campus, part-time (20 hours per week) during the school year and full-time (more than 20 hours per week) during vacations. Verify the number of working hours recorded weekly for your stipend with the Human Resources liaison in your department to determine if you may accept additional on-campus employment without exceeding the 20 hour limit.