| Today through Friday, Nov. 7, University employees
can review their current benefit elections and make all necessary
changes online at http://leo.cc.emory.edu.
They may enroll in or change elections in supplemental life insurance,
group legal and supplemental income protection by clicking the links
listed on the confirmation page.
A great way to help pay for out-of-pocket health care expenses is
with a flexible spending account (FSA). Participants can reduce
their taxes by setting aside money on a pre-tax basis for medical,
dental, prescription and vision expenses not covered by insurance.
New for 2004, FSAs can be used to pay for over-the-counter medicines
such as pain relievers, antihistamines, contact lens solutions and
cold remedies
To enroll online, employees will need their Emory network ID and
password. Anyone who does not know this information can contact
the Information Technology Division (ITD) help desk at 404-727-7777.
ITD will provide the network ID, and employees will be directed
to a website to change their password. Taking this opportunity to
retrieve a network ID and password will make it easier to review
payroll and benefits information online throughout the year.
Follow the four easy steps for online enrollment outlined in "Your
Guide to Benefits."
Those electing for EmoryChoice who did not have the plan in 2003,
or anyone adding a new dependent to Dental Choice, will need to
identify a Primary Care Provider (PCP) for each family member and
have his or her ID number available before enrolling.
Employees will receive a benefits confirmation statement at their
home address by mid-December. Be sure to verify home address to
ensure delivery of the confirmation statement and plan ID cards.
Individuals may revisit this site to make changes to elections at
anytime during the Open Enrollment period. After receiving the confirmation
statement, notify the benefits department immediately about any
errors in elections.
Make sure you are saving enough to retire
With the new year just around the corner, now’s the perfect
time to review financial portfolios. Those enrolled in a Fidelity
account may use Fidelity’s PortfolioPlanner, a personalized
online financial planning tool, to create a comprehensive plan for
the future.
The planner helps you:
- develop
a plan to help reach important goals. Plan for
any important expenditure, whether it’s a more comfortable
retirement, home ownership or a college education. review investment
mix. Allocation of assets can greatly affect portfolio performance.
The planner can help determine an appropriate investment mix.
- examine investment
strategies for all accounts. Detailed asset allocation
strategies are available for workplace savings plan accounts and
other retirement accounts, including IRAs and taxable amounts.
- learn more
about money management. As investors evaluate
their goals and financial situation with the planner, they will
better understand the basics of investing and money management.
- access detailed
information in the Help section. To help them
feel at ease while using the planner, individuals may refer to
the Help section for answers to questions and to discover valuable
information. The section contains a glossary of financial terms,
instructions on how to use the planner, and much more.
- explore "what
if" scenarios. See how savings and investing
tradeoff decisions may affect the likelihood of reaching your
goals. Common questions include: Can I retire early, or will
I need to work until my retirement age? If I increase my savings
by $50 per month, will I have enough money to send my child to
college? If I’m buying a house in the next few years, should
I change my asset allocation strategy?
To access Portfolio
Planner, visit www.fidelity.com
and click on Fidelity NetBenefits. Participants will need to provide
a Social Security number and establish a PIN. Next, login to NetBenefits
and then click on PortfolioPlanner.Employees with questions about
Open Enrollment or financial planning should contact their benefits
specialist.
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